Deciding When to Take Social Security

Aunt Etta And I in Greece. This is a controversial topic that I believe has no controversy for the high-income earner. Beginning to take your Social Security payments before your designated full-retirement age—for me that’s 67—will result in a lower monthly payment. Waiting until later, such as at age 70, will increase your monthly payments, … Read more

Get Your Kicks On Route 66

I officially left clinical medicine on February 20, 2017. Some people call it retirement, others call it a job change, I call it repurposing. Now I’m following a new mission; teaching personal finance and lifestyle balance to high income professionals through books, one-on-one coaching and speaking. I enjoy saving/changing lives in a new way now. … Read more

Do You Have a Ring Fund?

Our wedding rings I just returned from going on a weekend men’s retreat with my oldest son, Brian. We had a nice weekend together and my favorite part was the three hour drive each way. It gave us a chance to talk, which doesn’t happen as often as I’d like since he moved to his … Read more

Declare Independence From Debt

This month America celebrates its independence. As a country, independence is true, but as individuals, many suffer in bondage. The need to “have it now” has led to such consumerism that debt has grown to unbelievable levels. It’s time to declare independence from debt. Debt bondage is not a new thing. Several thousand years ago … Read more

Attaining Marital Financial Bliss

Fawcett Wedding. Before my wife and I got married, 28 years ago during my surgical internship, we were required to attend a pre-marital class. The class brought up many things for us to discuss ahead of the wedding date. The idea being, if you go into the marriage with expectations of each other that you … Read more

Graduate Award in General Surgery

Vanessa R. Majeski, General Surgery Award, COMP-NW 2017. Yesterday, I had the privilege of presenting the Clinical Specialty Award for General Surgery at the 2017 Graduate Awards Celebration at Western University of Health Science’s College of Osteopathic Medicine of the Pacific (COMP-NW). It was amazing to hear all the accomplishments and meet so many wonderful … Read more

Finding an Unbiased Financial Advisor

We all can use advice from time to time. Sometimes that advice is about personal finances, Investing, or borrowing. When choosing this person, stay away from financial advisors who have a conflict of interest. The advisor who makes money on your investment decisions is like the pharmaceutical rep who is telling you all about his … Read more