The True Power of Financial Independence (FI) is NOT Retirement

(Don’t miss my lectures today at the WCI Physician Wellness and Financial Literacy Conference. Get your tickets today for this awesome CME event going on right now.) Retirement is often thought of when we think about financial independence. The FIRE (Financial Independence/Retire Early) movement definitely ties the two together. But financial independence is so much … Read more

The biggest breakthrough of the year!

Now and then, life hands us remarkable breakthroughs which offer us a quantum leap forward. Some examples include: passing medical boards, getting married, the birth of a child, or even shipping the first COVID-19 vaccine to the world. I had one such breakthrough the first week of December when I was taking my recertification class … Read more

Everyone is using the 4% rule wrong

Most people who are saving for retirement are familiar with the 4% rule. According to this rule, proposed by William P. Bengen in 1994, and later confirmed by Trinity University in 1998, you can withdraw 4% of your retirement assets the first year of retirement and then increase your withdrawal for inflation each year thereafter. … Read more

Breast Cancer Saved Me from Burnout

It’s October again, which means it is breast cancer awareness month. For me, seeing all the pink on social media is a stark reminder of my brush with the terror of breast cancer. As I was about to scrub into an operation, I got a call from my office manager. She asked if I would … Read more