Ways We Sabotage Our Retirement

Everyone has an idea of what they want their retirement years to be like. But when we finally pull the trigger and retire, we are traversing a new path for the first time. With no prior experience, we are likely to hit some snags. It’s best to learn about these snags from others and not … Read more

Twenty Reasons to Pay Off Your Home Mortgage

Personal debt is a topic that lends itself to many disagreements. There is the argument about “good” debt and “bad” debt, which is ridiculous since every debt is a burden. “Good” debt is akin to wearing your cleanest dirty shirt. If given the choice between inheriting a house that has “good” debt (a mortgage), or … Read more

Finding an Unbiased Financial Advisor

We all need advice from time to time. Sometimes that advice is about personal finances, Investing, borrowing, or maybe even how to play better pickleball. When choosing a source for your financial advice, stay away from financial advisors who have a conflict of interest. The advisor who makes money on your investment decisions is like … Read more

What Age Should Physicians Retire?

(The photo with this article is the view I have as I write this from a timeshare resort in Escondido, California. I couldn’t travel as much if I was still working.) I’m a physician who retired from medicine early, based on most people’s thinking. But at what age is retirement early? The Social Security department … Read more

Dump These Money Myths Immediately

There are many misconceptions about money and money principles floating around. Most of the time when someone contacts me for help with their finances, there is a financial principle they are not using, or they have fallen prey to a myth that is hurting their family. Some myths are perpetuated by those who would like … Read more

Eight Years Retired from Surgery 

(Keep an eye out for my upcoming book The Doctors Guide to Finding Joy in Your Work. We can all use a little more joy in our lives and this book, which will be available March 11th on Amazon, will help you attain it.) This month marks eight years since I left the hospital as … Read more

2024 Year End Financial Tasks

As another year ends, there are a few tasks we should all consider completing.  Some of the tasks have penalties assessed if they are not completed on time and others just lead to a lost opportunity if the deadline is missed. I missed a big opportunity the year I retired when I didn’t realize my … Read more