What is Retirement?

An unusual thing happened to me today; I was awakened by my phone alarm. Ever since I stopped practicing medicine ten months ago I have rarely needed to set an alarm to get up. Today when my alarm sounded, Carolyn commented that when she woke up, she thought we were in Spain. Last Spring we … Read more

If It’s A Payment, It’s Debt

I am continually running into people who are confused as to what constitutes debt when we are doing a makeover with their spending plans. Wikipedia defines debt as money owed by one party, the borrower or debtor, to a second party, the lender or creditor I have clients who list out their accounts payable as … Read more

Living the FIRE Life in my RV

Many people are blogging about FIRE (Financial Independence/Retire Early). Most of them write from the prospective of a goal they want to reach someday. I write from the other side, having already attained financial independence and retired from my medical practice. Although there are those who would say I haven’t retired yet since I’m still … Read more

Three More Good Habits for Your Wealth

As a personal finance coach, I have learned that the most important aspect to wealth accumulation, is having good money habits. Good financial habits increase wealth which leads to a life of happiness, stability, and security. We were not born with any of our habits, we learned them along the way. That’s good news, because … Read more

Three Good Habits for Your Wealth

As a personal finance coach, I have learned that the most important aspect to wealth accumulation, is having good money habits. Good habits create good results and good results are what everyone wants. We were not born with any of our habits, we learned them somewhere along the way. That’s good news, because that means … Read more

Three More Bad Habits for Your Wealth

As a personal finance coach, I have found that the most detrimental aspect to wealth accumulation, is having bad money habits. Good habits create good results, and bad habits create bad results. You were not born with any of your habits, you learned them somewhere along the way. That means you can unlearn the bad … Read more

Deciding When to Take Social Security

Aunt Etta And I in Greece. This is a controversial topic that I believe has no controversy for the high-income earner. Beginning to take your Social Security payments before your designated full-retirement age—for me that’s 67—will result in a lower monthly payment. Waiting until later, such as at age 70, will increase your monthly payments, … Read more

Get Your Kicks On Route 66

I officially left clinical medicine on February 20, 2017. Some people call it retirement, others call it a job change, I call it repurposing. Now I’m following a new mission; teaching personal finance and lifestyle balance to high income professionals through books, one-on-one coaching and speaking. I enjoy saving/changing lives in a new way now. … Read more