Declare Independence From Debt

This month America celebrates its independence. As a country, independence is true, but as individuals, many suffer in bondage. The need to “have it now” has led to such consumerism that debt has grown to unbelievable levels. It’s time to declare independence from debt. Debt bondage is not a new thing. Several thousand years ago … Read more

Attaining Marital Financial Bliss

Fawcett Wedding. Before my wife and I got married, 28 years ago during my surgical internship, we were required to attend a pre-marital class. The class brought up many things for us to discuss ahead of the wedding date. The idea being, if you go into the marriage with expectations of each other that you … Read more

Graduate Award in General Surgery

Vanessa R. Majeski, General Surgery Award, COMP-NW 2017. Yesterday, I had the privilege of presenting the Clinical Specialty Award for General Surgery at the 2017 Graduate Awards Celebration at Western University of Health Science’s College of Osteopathic Medicine of the Pacific (COMP-NW). It was amazing to hear all the accomplishments and meet so many wonderful … Read more

Finding an Unbiased Financial Advisor

We all can use advice from time to time. Sometimes that advice is about personal finances, Investing, or borrowing. When choosing this person, stay away from financial advisors who have a conflict of interest. The advisor who makes money on your investment decisions is like the pharmaceutical rep who is telling you all about his … Read more

Malignant Credit Carcinoma

KevinMD recently published my article about viewing debt as a disease, Malignant Credit Carcinoma. Here is an excerpt of that article, which comes from my book, ”The Doctors Guide to Eliminating Debt.” Debt should have an ICD-10 code Debt is destroying the lives of doctors everywhere. The cost of getting an education has moved into … Read more

Avoid Debtabetic Neuropathy

With a society living on credit, a government deep in debt, eight years of desensitization during training (something unique to doctors), rising tuition, and falling pay—it’s no wonder doctors are having a major problem with debt. Where will it end? Debt has become the norm. Will Rogers summed up this pattern of high consumption on … Read more

Med School Desensitized us to Debt

The high-pitched wail of the pneumatic saw cutting through the tibia and the little bits of tissue the blade flung onto the surgeon’s gown were not enough to get to me the first time I saw a surgery, during my senior year in high school. It was the smell. Sliding down the wall in the … Read more

Balance Is The Key To Becoming Debt Free

All of life is a balancing act. Driving a car is a delicate balance between the gas, the brake, and the steering wheel. Too much brake and we go nowhere. Too much gas and we can’t control the car. Too much left turn and we end up in the ditch. When we attain balance between … Read more