Three Good Habits for Your Wealth

As a personal finance coach, I have learned that the most important aspect to wealth accumulation, is having good money habits. Good habits create good results and good results are what everyone wants. We were not born with any of our habits, we learned them somewhere along the way. That’s good news, because that means … Read more

Three More Bad Habits for Your Wealth

As a personal finance coach, I have found that the most detrimental aspect to wealth accumulation, is having bad money habits. Good habits create good results, and bad habits create bad results. You were not born with any of your habits, you learned them somewhere along the way. That means you can unlearn the bad … Read more

Travel While You Are Young

Taking Grandma on her dream trip. Many doctors have the dream of traveling the world. But this dream is constantly being postponed by various things that happen throughout our lives. We can’t travel now because of residency, after residency, then we can travel. We can’t travel now because of the new baby, when she goes … Read more

Deciding When to Take Social Security

Aunt Etta And I in Greece. This is a controversial topic that I believe has no controversy for the high-income earner. Beginning to take your Social Security payments before your designated full-retirement age—for me that’s 67—will result in a lower monthly payment. Waiting until later, such as at age 70, will increase your monthly payments, … Read more

Get Your Kicks On Route 66

I officially left clinical medicine on February 20, 2017. Some people call it retirement, others call it a job change, I call it repurposing. Now I’m following a new mission; teaching personal finance and lifestyle balance to high income professionals through books, one-on-one coaching and speaking. I enjoy saving/changing lives in a new way now. … Read more

Do You Have a Ring Fund?

Our wedding rings I just returned from going on a weekend men’s retreat with my oldest son, Brian. We had a nice weekend together and my favorite part was the three hour drive each way. It gave us a chance to talk, which doesn’t happen as often as I’d like since he moved to his … Read more

Are You Making a Living or Making a Life?

Keith and I, Spartans. While my wife and I were on a recent vacation to Big Bear Lake in California, we rented the movie “Saving Mr. Banks.” It is about Walt Disney’s struggle to make the movie “Mary Poppins.” For the first time, I realized that movie was all about saving the father, Mr. Banks, … Read more