What I Wish the Younger Me Knew About Debt

As Christmas approaches, I have begun seeing ads for things our family ‘must’ have this Christmas. Overspending in December is a common problem I often find when I do a financial makeover for doctors. There is a huge push to buy things during the Christmas season, whether they can afford it or not. Those who … Read more

Your Smart Phone is Contributing to Burnout

Burnout and dealing with its symptoms has become a hot topic in the last decade. It’s a problem that has multiple contributing factors. Some of those factors are thrust upon us and are beyond our control, such as government regulations. Other factors are self-imposed, and thus under our control, such as volunteering for extra call … Read more

Salvaging Hurricane Blown Vacation Plans

If you vacation often, you will run into snags. Cancelled flights, lost luggage, sea sickness, motorhome break downs, bad weather, injuries, a family member’s death, forgotten passports, and many other things could waylay your perfect vacation. Since a lot of money is spent on vacations, encountering a complication can be a significant financial loss. I … Read more

Eight Perks of Eliminating My Mortgage

Today, I awoke to the news of a ceremony honoring those who lost their lives in the attack on the World Trade Center on 9/11/01. Most of us can remember where we were when we heard about this tragic event. I was awaken on that Tuesday morning by my clock radio announcing that an airplane … Read more

Why Don’t Most Americans Have a Will?

Today, as I write this, I sadly read about another celebrity with significant wealth who died without a will. Aretha Franklin left behind an estate worth $80 million with significant future royalties and no instructions for who should receive her fortune. Over the next few years, we will hear about the fighting and legal battles … Read more

Finally Reaching the Top

How often do we face a physical or mental feat that we’ve always wanted to do, but never seemed to be able to complete successfully? I had a physical feat that I wanted to do my entire life, and this year, at age 56, I finally succeeded. I can still picture my junior high gym … Read more