Why Don’t Most Americans Have a Will?

Today, as I write this, I sadly read about another celebrity with significant wealth who died without a will. Aretha Franklin left behind an estate worth $80 million with significant future royalties and no instructions for who should receive her fortune. Over the next few years, we will hear about the fighting and legal battles … Read more

Finally Reaching the Top

How often do we face a physical or mental feat that we’ve always wanted to do, but never seemed to be able to complete successfully? I had a physical feat that I wanted to do my entire life, and this year, at age 56, I finally succeeded. I can still picture my junior high gym … Read more

Myth: Fixed-Rate Mortgages Are Always Best

(Today’s guest post comes from Doug Adamson from Fulton Mortgage Company, an advertiser on my site. Doug helps doctors leverage their earning potential by getting doctor mortgages with low down payments and no mortgage insurance. I had always been opposed to adjustable rate mortgages, until he showed me this article. Now I can be convinced that … Read more

Are Your Perceptions Killing Your Finances?

An interesting phenomena recurs when I work with physicians to makeover their finances. They almost never believe that overspending is the problem. They believe the reason their credit card balance is growing, and their large monthly income isn’t enough to pay their expenses can’t be due to their own choice to overspend. They always have … Read more

Does Your Group Disability Coverage Actually Cover You?

Today we have a guest post from Christopher Yerington, MD, who learned the hard way about what disability coverage really means and what it takes to get your benefits. You will find his experience enlightening. Physicians and Dentists often wrongly believe their hospital, group, or practice, provides them with a good group disability insurance policy. … Read more

A Smile Can Change Everything

Recently, a mutual friend introduced me to Dr. Rich Castellano, the smile doctor. That chance encounter has changed my life for the better. Within minutes of speaking to Dr. Castellano on the phone, I could tell why he is called the smile doctor. I could not see his face, but I could “hear” and “feel” … Read more