The Debt-Free Advantage

Being debt-free has many advantages. When you have no debt, you have much less stress. You don’t worry about making the mortgage payment. When the family is going on vacation, you don’t have to stay home and work to keep paying the overhead. When the hospital tells you about the new changes in your contract, … Read more

Book Winners

Book drawing winners Recently Dr. Pamela Wible posted a nice article about my new book “The Doctors Guide to Eliminating Debt.” I especially liked the part where she called my wife, Carolyn, a “brilliant accountant.” She discussed her journey with becoming debt free and quitting her “job” by age 36 and you can read it … Read more

How to make 2017 your happiest year ever.

My favorite movie of all time just happens to be the Christmas movie “It’s A Wonderful Life.” Here we see one man look back and see all the wonderful things that have happened in his life instead of dwelling on the one bad thing that happened recently. How often have we needed to do this? … Read more

9 tips for easing the cost of Christmas

Christmas is coming soon. Many people will be haunted by the presents they give for several months afterwards in the form of credit card bills. It is amazing how much money we Americans spend on Christmas. Many whole industries thrive on the revenue from Christmas sales. There is no reason for you to go into … Read more

Cover Your A$$ets

Cover Your A$$ets Insurance is an expensive part of your life. It can be even more expensive if you don’t have the right coverage you need. I found that out the hard way in two insurance losses that hit me for a total of $30,000 and were not covered, thanks to the fine print in … Read more

9 Tips for Easing the Cost of Christmas

Christmas is coming soon. Many people will be haunted by the presents they give for several months afterwards in the form of credit card bills. It is amazing how much money we Americans spend on Christmas. Many whole industries thrive on the revenue from Christmas sales. There is no reason for you to go into … Read more

Non-Fiction Book of the Year

So excited to return from my travels after a final stop at the Idaho Author and Book awards in Boise. It was a great evening and I was blown away to be honored with three awards for my first book, “The Doctors Guide to Starting Your Practice Right.” (Aloha Publishing) The award I was most … Read more

New book on Amazon

My new book, The Doctors Guide to Eliminating Debt, is now available on Amazon in both paperback and Ebook form. Thanks to all of you who participated in this project. My hope is to change attitudes about debt all over the country. You don’t have to live under the bondage of debt. You can find … Read more