I saw a recent conversation on social media where someone stated that he only had a few years left on his home mortgage, so there wasn’t much interest left to pay. Because of this he felt it was far better to pay out the mortgage as scheduled and invest his money for a higher return. … Read more
One of the first things I do with my financial makeover clients is set up a spreadsheet, tailored to them, to track their net worth on a quarterly basis. This program is set up to be used for the rest of their lives on my proprietary Excel spreadsheet. I have used this program to track … Read more
We learn a lot of what shapes our lives during our teenage years. As a teen I was an entrepreneur. I mowed lawns, baby sat, taught piano lessons, played guitar and sang in a rock band, helped my grandparents repair their rentals, and even raised money for worthy causes. Mowing lawns, real manual labor, taught … Read more
(Today’s guest post comes from Gayle Morris, a nurse practitioner who discovered her life insurance policy was not the great product she was told it would be.) It was during my first pregnancy that my ex-husband and I began to seriously question how we were preparing for our future. My first pregnancy was twins, which … Read more
It’s October again, which means it is breast cancer awareness month. For me, seeing all the pink on social media is a stark reminder of my brush with the terror of breast cancer. As I was about to scrub into an operation, I got a call from my office manager. She asked if I would … Read more
People on social media are constantly asking which investment gets the better return; real estate or the stock market. In my case, I have been invested in both for an extended period of time and the results are so uneven no calculator is needed to know that my real estate has far out performed the … Read more
There are many things that could put a family into a personal financial crisis. The death of the primary bread winner (like what happened to this family), or the loss of a job are two great examples. When a crisis hits your family, quick action is needed to have a speedy recovery. I recently discussed … Read more
(Don’t miss out on the special bonuses that come with the launch of The Doctors Course to Automating Your Real Estate Investments. The launch ends at midnight Pacific time on the last day of this month so get your copy today.) The most common question I am asked when someone finds out I managed my … Read more
(Time is running out to get my new course, Automating Your Real Estate Investments with the special bonuses. Don’t miss out.) Many friends, relatives, and readers have contacted me to see if we are alright as the wildfires rage all around us here in Southern Oregon. I thought I would take a moment to let … Read more
(Today’s guest post comes from Gayle Morris, a nurse practitioner who struggled with the stress of her medical career while raising four children. She found an interesting answer.) My mom always taught me that when life hands you lemons, make lemonade. In light of the dangers with excess sugar, I think maybe lemon water is … Read more
