I saw a recent conversation on social media where someone stated that he only had a few years left on his home mortgage, so there wasn’t much interest left to pay. Because of this he felt it was far better to pay out the mortgage as scheduled and invest his money for a higher return. … Read more
We learn a lot of what shapes our lives during our teenage years. As a teen I was an entrepreneur. I mowed lawns, baby sat, taught piano lessons, played guitar and sang in a rock band, helped my grandparents repair their rentals, and even raised money for worthy causes. Mowing lawns, real manual labor, taught … Read more
It’s October again, which means it is breast cancer awareness month. For me, seeing all the pink on social media is a stark reminder of my brush with the terror of breast cancer. As I was about to scrub into an operation, I got a call from my office manager. She asked if I would … Read more
There are many things that could put a family into a personal financial crisis. The death of the primary bread winner (like what happened to this family), or the loss of a job are two great examples. When a crisis hits your family, quick action is needed to have a speedy recovery. I recently discussed … Read more
(Time is running out to get my new course, Automating Your Real Estate Investments with the special bonuses. Don’t miss out.) Many friends, relatives, and readers have contacted me to see if we are alright as the wildfires rage all around us here in Southern Oregon. I thought I would take a moment to let … Read more
(Today’s guest post comes from Gayle Morris, a nurse practitioner who struggled with the stress of her medical career while raising four children. She found an interesting answer.) My mom always taught me that when life hands you lemons, make lemonade. In light of the dangers with excess sugar, I think maybe lemon water is … Read more
Forums and Facebook groups abound with a frequently asked question that sounds something like this: “Should we sell our positive cash flow rental to buy (insert fun new toy) so we don’t have to attain a loan?” When someone wants to buy a new car, boat, or motorhome but they have learned that buying toys … Read more
When we initially retired, I envisioned going south for the winter, since I’m not a big fan of the cold and rain. We don’t get much snow in southern Oregon, but it does rain a lot in the winter. Snow birders from the west coast tend to head south to southern California, Las Vegas, and … Read more
When my wife and I moved to Southern Oregon to start my career in as a surgeon, we had not even thought about owning a motorhome. My partners were the inciting factor that lead to the purchase. They were old school doctors who thought each doctor should always cover their own patients on the weekend … Read more
I have been reading alarming tales of doctors who think they can buy their way into the hearts of their spouse and kids on the weekend to make up for not being there during the week. The reality is your kids don’t need your money, they need you to spend time with them. Quality time … Read more
