When buying a long-term service, such as insurance, or getting a big project done, such as painting your house, NEVER go with the first bid. Every company prices their product based on their recent experience, and since every companies past experience is different, their pricing method will also be different. One bid can be as … Read more
Most people think doctors are wealthy, even doctors do. Why do they have this perception? Because doctors make a lot of money (top 5%), they are very smart (only the top students get into medical school), they are hardworking (that’s what it takes to get through our training), and they are resilient (otherwise how could … Read more
Many people have asked me how I knew it was the right time to retire. They are struggling with the decision and are afraid to pull the trigger too soon. Retiring from medicine is almost a final move as it is very difficult to return after being away for a period of time. I haven’t … Read more
I attended medical school on a Navy scholarship. One of their requirements was to be on active-duty for six weeks every year. I was a flight surgeon at Camp Pendleton in Southern California for one of those stents. Many days I walked into the flight briefing room to look at the assignment board. On that … Read more
We are only a few weeks away from a flood of young new attendings hitting hospitals all over the country. There will also be many doctors whose first contract is coming to an end and they are moving to a new position. Both of these scenarios create an opportunity to make a first impression at … Read more
I want to wish all you mothers an early Happy Mother’s Day. We welcomed our first grandson into the world a few months ago and I have been reflecting on both the effect he has had on our family, and the effect our family will have on him. Every woman’s face just lights up when … Read more
It’s hard to believe how many people still question whether the 4% rule will work for their retirement, as if they or anyone else can predict the future. There is very good retrospective data that shows how this rule has done over time as the market and interest rates changed over the last century and … Read more
Think about how many times you have heard someone say, “If I had a time machine I would go back and change …….” They then proceed to make no changes in their lives; continuing as they were, wishing things were different. Twenty years from now they will be saying the same thing, “If I had … Read more
Being a locum doctor can be a fun and fulfilling life. My first experience with locums was when a surgeon who spent a year training under me during his residency, called asking for help after his two partners left and he was suddenly the only general surgeon in town. He called at a perfect time. … Read more
When I speak with people about their goals and dreams, almost everyone gives the same answer. How can it be so many people, with such a diverse background, would want the same thing? So what is this universal human desire? The quest for MORE! More money, more time off from work, more time with their … Read more
