2024 Year End Financial Tasks

As another year ends, there are a few tasks we should all consider completing.  Some of the tasks have penalties assessed if they are not completed on time and others just lead to a lost opportunity if the deadline is missed. I missed a big opportunity the year I retired when I didn’t realize my … Read more

Financial Dogma that Keeps Us Broke

Why do so many physicians complain about not having enough money?  Almost every physician’s earnings are in the top 10% of income earners in the country. Yet we feel broke, even those who make $600k a year. The median household income in the United States is about $75k. The average physician’s income is more than … Read more

Becoming One With Your Finances

Last night I read a very interesting article about a woman who just discovered her husband had more money in his 401k than she had is hers while making the same income. They have both been saving for several years, but he had been putting a larger percentage into his plan than she had put … Read more

How Did Timeshares Get Such a Bad Rap?

(The picture with this article is the New Hampshire timeshare my wife and I are currently staying in the week I wrote and published this article. The room has four beds, two bathrooms, a kitchen and a living room. The grounds have two clay tennis courts, indoor pool, indoor and outdoor hot tubs, great fitness … Read more

Week 8 Bicycle Ride Across America

Day 48, May 20, High Springs, FL to Putnam Hall, FL, 63 miles. Today we did not have a free breakfast at the motel, so we used our microwave to make oatmeal. Keith opted for peanut butter and jelly sandwiches. Then we started our ride right out of the motel.  The weather was partly cloudy … Read more

Week 7 Bicycle Ride Across America

Day 41, May 13, Gulf Shores, AL to Milton, FL, 67 Miles. Late last night we had some excitement. At about 11pm the fire alarms went off in the motel. Paul and Keith were out of the room making phone calls to their wife and girlfriend. I went out in the hall to see if … Read more

Week 6 Bicycle Ride Across America

Day 34, May 6, Bunkie, LA, to New Roads, LA, 73 Miles. Today’s free breakfast was a sack breakfast that we took from the refrigerator in the breakfast room. It consisted of a sausage biscuit sandwich, which we heated in the microwave in our room, a Danish, and a tiny 4-ounce carton of orange juice. … Read more